Some movies and series would be nothing without the cars – Doc Brown would’ve had some trouble getting back to the future without his DeLorean and David Hasselhoff couldn’t have done much crime fighting without K.I.T.T. Whilst some cars have been replicated for real life use (The Hoff’s own Knight Rider Pontiac is up for auction!) many only live on in our dreams. What if you could have all the bullet-proof, time-travelling, flying car tech in real life – how much would it cost to insure it? Admiral have analysed our fave pop culture cars and their owners to provide an insight into insurance considerations! These quotes were inspired by Admiral’s latest quiz – shop famous cars and homes in the Classifieds once you’ve done your research!
Back to the Future
For the standard vehicle, prices could range between £500 ($680) and £1,500 ($2050) depending on other factors such as the driver. Given the high risk and expensive repair costs, the flux capacitor modification would increase the price by 372%. However, if we could incorporate a time travel, crash reversal guarantee to go back and undo crashes, this would reduce the price by 75%. Standard inflation rates apply if you wish to insure for use in future years. If telematics is selected, time travel to times before the invention of GPS wouldn’t be allowed.
Ferris Bueller’s Day Off
Ferraris are generally group 50 cars and would be incredibly expensive for young drivers. You may want to consider telematics to be sure your vehicle isn’t being stolen by your teenage son.
Harry Potter
As the Ford Anglia is a classic vehicle we’d generally be quite competitive, but the Privet Drive area has a high tendency of malicious damage incidents over the last few years and so insurance prices in this area have increased by 47%. That said, we tend to find the occupation “wizard” reasonably low risk, possibly due to the navigational and reaction skills gained through broomstick riding. We’d offer a further discount if you had your own broomstick or use of one. Due to previous expensive claims with whomping willows, we don’t offer recovery after this sort of accident. Optional upgrades available to cover flying use. Please consider our pet insurance to cover your owl.
Knight Rider
Multiple modifications and high-risk driving will increase the cost to insure, but the very sophisticated ADAS feature on the vehicle (aka Kitt) reduces its risk. While it may not impact your insurance price, we’d suggest the driver attends a course run by IAM Roadsmart so they’re better prepared for high-risk driving. Software updates are encouraged to maintain the car’s safety and security.
The Italian Job
Unfortunately our car insurance doesn’t cover fleets, but for a small number of vehicles MultiCar may be suitable and could offer discounts of up to £252 ($345). Note that racing or any use for criminal activity is against our policy terms and conditions.
If you’re committed to driving a little less high-risk than these icons, you’ll likely find yourself more favourable to insurers!
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